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Terms of Use

Terms governing your use of the Crapo Insurance Agency website.

Last updated: September 22, 2026

Acceptance of these terms

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the website.

General information only

Website content is provided for general informational purposes. It is not a complete description of any insurance product, policy, coverage, exclusion, condition, or service, and it should not be treated as insurance, legal, financial, or other professional advice.

Quote requests and coverage

Submitting a quote request, contact form, email, or other communication through this website does not bind, place, guarantee, or confirm insurance coverage. It does not create an insurance contract, approve an application, guarantee a quoted price, or change an existing policy. Coverage is effective only when confirmed through appropriate documentation by Crapo Insurance Agency and the applicable insurance carrier.

Policies and underwriting control

Actual insurance coverage is governed solely by the terms, conditions, limitations, exclusions, endorsements, and declarations of the issued policy. Carrier underwriting requirements and decisions control. If website content differs from an issued policy or carrier determination, the policy and carrier determination control.

Availability, eligibility, and pricing

Insurance products, eligibility, pricing, discounts, limits, and coverage options vary by applicant, carrier, location, underwriting information, and other factors. Not every product or option described on this website is available to every person or business.

External links

Links to third-party websites are provided for convenience and informational purposes. Crapo Insurance Agency does not control and is not responsible for third-party content, availability, privacy practices, or services. A link does not necessarily imply endorsement.

Intellectual property and permitted use

Unless otherwise stated, this website and its text, graphics, logos, design, and other content are owned by or licensed to Crapo Insurance Agency and are protected by applicable intellectual-property laws. You may view and print website content for personal, noncommercial use. You may not reproduce, republish, distribute, modify, scrape, frame, sell, or commercially exploit website content without prior written permission.

Prohibited use

You may not use the website unlawfully; attempt to gain unauthorized access; interfere with website operation or security; transmit malicious code; misrepresent your identity; or submit false, fraudulent, or misleading information.

Website availability and updates

Crapo Insurance Agency may update, correct, suspend, or discontinue any part of the website at any time. While reasonable efforts may be made to keep information current, the website is provided without a guarantee that all content will always be complete, accurate, or available.

Changes to these terms

These Terms of Use may be updated from time to time. The updated date above identifies the current version. Continued use of the website after an update constitutes acceptance of the revised terms.

Contact

Questions about these terms may be sent to [email protected] or directed to Crapo Insurance Agency at 812.478.3100.