Mobile and Manufactured Home Insurance in Terre Haute and the Wabash Valley
Insurance for a Different Type of Home
Mobile and manufactured homes can require insurance designed specifically around the construction, value and use of the residence.
Crapo Insurance Agency helps mobile and manufactured homeowners in Terre Haute and the Wabash Valley review available property and liability coverage options.
Protecting the Home
Depending on the policy, coverage may help protect the insured dwelling against covered physical damage.
The amount of protection should reflect the residence and the way the policy values covered property after a loss.
Personal Property
Furniture, clothing, electronics, appliances and other personal belongings may also require protection.
Policyholders should review personal-property limits and determine whether valuable possessions require additional coverage.
Personal Liability
Liability protection may help address covered claims alleging bodily injury or property damage to someone else.
The appropriate amount depends on the homeowner's circumstances and policy options.
Additional Living Expenses
If a covered loss makes the residence temporarily uninhabitable, certain policies may provide additional-living-expense coverage while repairs are being made.
Terms, limits and covered circumstances vary.
Other Structures and Property
Depending on the property, there may also be sheds, garages, decks, porches or other structures that should be discussed when arranging insurance.
Flood and Other Exclusions
Standard residential property policies do not cover every cause of loss. Flood insurance, for example, generally requires separate consideration.
Understanding exclusions and optional endorsements is an important part of evaluating the policy.
Talk With a Local Independent Agent
If you own a mobile or manufactured home in Terre Haute or the surrounding Wabash Valley, Crapo Insurance Agency can help you compare available insurance options.
