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Personal Insurance

Personal Insurance in Indiana, Illinois & Florida

Insurance for your personal life should reflect the things you are trying to protect—your vehicle, your home, your family, and your health coverage decisions.

Crapo Insurance Agency helps individuals and families in Indiana, Illinois, and Florida understand their insurance options and compare available coverage from multiple insurance companies.

As an independent insurance agency, we are not limited to offering coverage from a single company. Our goal is to help you understand the choices available, compare appropriate options, and select protection that fits your circumstances.

Personal Insurance Options

Vehicles & Recreation

Personal Auto Insurance

Whether you have a clean driving record or have experienced tickets, accidents, or other driving issues, the right auto policy can help protect you financially when the unexpected happens.

Personal auto coverage can include liability protection, coverage for damage to your vehicle, uninsured and underinsured motorist protection, and other optional benefits depending upon the policy.

Learn more about Personal Auto Insurance

Boat Insurance

A boat creates risks that are different from those associated with a home or automobile.

Boat insurance may provide protection for the vessel, equipment, liability, and other boating exposures depending on the policy.

Learn more about Boat Insurance

Motorcycle Insurance

Motorcycle coverage can be designed around the motorcycle, rider, passengers, and how the motorcycle is used.

Available protection may include liability, physical damage, uninsured motorists, and custom equipment coverage depending on the policy.

Learn more about Motorcycle Insurance

RV / Motorhome Insurance

An RV or motorhome can function as both transportation and temporary living space.

Coverage options may address the vehicle, liability, personal belongings, and recreational travel exposures depending on the policy.

Learn more about RV / Motorhome Insurance

Home & Property

Home Insurance

Your home and personal property can represent a significant part of your financial security.

Homeowners insurance can help protect the structure, your belongings, personal liability, and certain additional expenses following a covered loss.

Learn more about Home Insurance

Renters Insurance

Renters insurance can help protect personal belongings and provide personal liability protection even when you do not own the building.

Certain additional living expenses may also be covered following a covered loss, subject to the policy terms.

Learn more about Renters Insurance

Condo Insurance

Condo owners may be responsible for portions of the unit, interior improvements, belongings, and liability not covered by the association policy.

Condo insurance can help address those unit-owner responsibilities depending on the policy and governing documents.

Learn more about Condo Insurance

Mobile / Manufactured Home Insurance

Mobile and manufactured homes can require insurance designed around the construction, value, and use of the residence.

Available property and liability coverage options may also address personal property and other structures depending on the policy.

Learn more about Mobile / Manufactured Home Insurance

Family & Health

Life Insurance

Life insurance can help provide financial protection for the people who depend on you.

The right policy depends on your personal circumstances, financial objectives, and the protection you want to consider.

Learn more about Life Insurance

Medicare Supplement Insurance

Medicare Supplement Insurance, also known as Medigap, is designed to work alongside Original Medicare and help with certain out-of-pocket costs.

Crapo Insurance Agency can help you review standardized plans, enrollment periods, premiums, and available insurers.

Learn more about Medicare Supplement Insurance

Why Work With an Independent Insurance Agency?

Insurance needs vary from one person or household to another.

An independent agency can help you compare coverage among multiple insurance companies rather than limiting the discussion to a single carrier.

When reviewing personal insurance, we can help you consider factors such as:

  • the type and amount of coverage you need
  • deductibles and policy limits
  • optional protections
  • your budget
  • changes in your household or property
  • how different insurance companies approach your particular situation

The objective is not simply to find a policy. It is to help you understand what you are purchasing and why particular coverage may be appropriate for you.

Review Your Coverage as Life Changes

Personal insurance needs can change over time.

It can be useful to review your coverage after events such as:

  • buying or replacing a vehicle
  • purchasing a home
  • moving
  • getting married
  • having or adopting a child
  • making significant home improvements
  • changes in household income
  • retirement
  • changes in health coverage needs
  • acquiring valuable property

Periodic reviews can help make sure your insurance still reflects your current circumstances.

Personal Service Across Three States

Based in Terre Haute, Indiana, Crapo Insurance Agency serves individuals and families across Indiana, Illinois, and Florida.

We believe insurance decisions are easier when you can ask questions, understand your options, and work with an independent agency committed to personal service.

Start With the Coverage You Need

Whether you are reviewing an existing policy or looking for new personal insurance coverage, Crapo Insurance Agency can help you compare available options.

Ready to discuss your insurance needs?