RV and Motorhome Insurance in Terre Haute and the Wabash Valley

Protection for the Road and Your Time Away From Home

Crapo Insurance Agency helps RV and motorhome owners review available coverage for the vehicle, liability, personal belongings and other exposures associated with recreational travel.

Liability While Driving

Motorhomes operating on public roads have motor-vehicle liability exposures similar to other vehicles.

Liability coverage can help address covered bodily injury and property-damage claims arising from an accident for which the insured is legally responsible.

Physical Damage Protection

Depending on the policy, collision and comprehensive coverage may help protect the insured RV or motorhome against covered physical damage.

The value, age and type of recreational vehicle should be considered when choosing limits and deductibles.

Personal Property and Equipment

RV owners often travel with clothing, electronics, recreational equipment and other personal belongings.

Coverage for these items can vary, so policyholders should understand what property is covered, applicable limits and whether certain valuable items require additional protection.

Coverage While Parked or Camping

An RV can create liability exposures even when it is not being driven.

Depending on the policy, additional protection may be available for certain incidents occurring while the RV is parked and being used as temporary living space.

Occasional Use Versus Extensive Use

Someone who takes a motorhome on several vacations each year may have different needs from someone who spends extended periods living or traveling in an RV.

Explain the actual use of the vehicle when requesting coverage so available options can be evaluated appropriately.

Talk With a Local Independent Agent

If you own an RV or motorhome in Terre Haute or the surrounding Wabash Valley, Crapo Insurance Agency can help you review available coverage options.